Well here's what the figures look like, my 06 subby has 60k and 12,378 left on the loan and I'm looking at a 2001 jeep cherokee sport w/ 40k miles listed at 8888. They started out with trade in value at 11,000 and jeep at 8888. They offered to raise the trade in to what I owe, 12,378, and drop the jeep from 8888 to 7999. So its a swing of over 2000. I can pretty much afford the jeep up front in cash. I'm debating if I should sell my car privately but then again its more work and hassle, and I could have 2 cars for a while and have to keep making payments of 410 a month on the WRX.