insurance ? - Page 2 - Subaru WRX Forum
LinkBack Thread Tools Display Modes
#16 Old 01-23-2010, 11:08 PM
WRXtuners Member
Join Date: Jan 2010
Location: Arizona
Posts: 3
orcas1013 is an unknown
wow l'm getting raped then. I currently pay 236 a month for an xB!
orcas1013 is offline  
Sponsored Links
#17 Old 01-24-2010, 05:28 PM
WRXtuners Member
Join Date: Jan 2010
Location: Colorado
Posts: 12
edge_as is an unknown
Guys, everyone must understand...not all insurance is the same. Your coverage is the most important thing. If you cause an accident (if you think that's impossible, why do you think they call it an accident) and you send someone to the hospital with a broken leg, arm, or some sort of bodily damage, do you think $25,000 will cover a major injury? It won't. Unfortunately, that is the minimum coverage limits for a lot of states. I have $250,000 per person up to $500,000 per accident in bodily damage converage. You bet my insurance costs more than most people's. However, if I go hurt someone, I will still be driving a cool car instead of having to get rid of it and get a cheaper car because the state garnishes my wages because my insurance wasn't enough to cover someone's injuries. GET THE RIGHT COVERAGE!!! MINIMUM LIMITS ARE A JOKE! Don't do that to yourself. I know everyone wants to save a buck but what does it matter if you have to pay out of your pocket in a bad accident?
Going fast and looking's not a hobby, it's a lifestyle.
edge_as is offline  
#18 Old 01-24-2010, 06:21 PM
WRXtuners Member
Join Date: Sep 2009
Location: Michigan
Posts: 2,158
RcrsWetDream is known to be trustworthy and helpful RcrsWetDream is known to be trustworthy and helpful
+1 to that! 25/50 coverage is pretty much useless... I can pretty much total any car on the road with my coverage limits and still have cash to spare. Plus the bodily injury limits are pretty high for my policy as well.

RcrsWetDream is offline  
#19 Old 01-24-2010, 06:56 PM
WRXtuners Member
Join Date: Sep 2005
Location: Missouri
Posts: 75
Abismo is an unknown
Originally Posted by cgravat View Post
I've thought about switching to a different company. But State Farm has been good to me. I've had them since I was 16, and when I got in my wreck, they made everything simple. They might not be the cheapest, but they are definitely easy to deal with.

About USAA, how do I get it if I'm not a Govt. employee? What if I have a relative that has USAA, does that make me eligible? I know I can look this up with the internets!Laugh!,but I'm feeling a tad lazy atm.
USAA membership is a privilege earned by those in uniform — and it's a privilege that can be handed down to their children. Membership is open to:
Active, retired and honorably separated officers and enlisted personnel of the U.S. military.
Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS).
Adult children of USAA members who have or had a USAA auto or property insurance policy.1
Widows and widowers of USAA members who have or had a USAA auto or property insurance policy.

Im the latter. Son of a Navy pilot.

im at 50/100k coverage.
Abismo is offline  
#20 Old 01-24-2010, 10:52 PM
WRXtuners Member
man show's Avatar
Join Date: Apr 2007
Location: Maryland
Posts: 3,140
Images: 2
man show is a WRX expert worth listening to man show is a WRX expert worth listening to man show is a WRX expert worth listening to
Originally Posted by edge_as View Post
I have $250,000 per person up to $500,000 per accident in bodily damage converage.
I have the same through State Farm. Insurance is called insurance for a reason. Anybody know the straight cost of medivacing someone to the hospital - isn't it around 10 grand, give or take? An ambulance ride is a few hundred at least. Then there are doctor bills, medications, cost to repair/replace the car(s) and/or damaged property, etc. Things aren't cheap... you'll be really happy to have good coverage if you ever need it. Something to think about

07 WRX
man show is offline  
#21 Old 04-07-2010, 09:20 PM
WRXtuners Member
Join Date: Mar 2010
Location: Florida
Posts: 4
ColtonLeist is an unknown
I'm a 16 year old boy and my is about 200$ a month. This includes my discount for good grades and safe driver. Without my discount it would be closer to 300$
ColtonLeist is offline  
#22 Old 04-14-2010, 12:59 PM
WRXtuners Member
Join Date: Apr 2010
Location: Texas
Posts: 14
PSD Operator is an unknown
I am 42, no wrecks, no tickets, have full coverage on a 10 WRX and pay 710.00 a year with State Farm. These rates are for Austin, TX. My outback was 540.00 per year for comparison.
PSD Operator is offline  
#23 Old 04-16-2010, 08:03 PM
WRXtuners Member
Tuvok's Avatar
Join Date: Nov 2009
Location: Massachusetts
Posts: 6
Tuvok is an unknown
I have liberty mutual and they have a 10% discount for Subaru drivers so........

I have 3 points against me & I pay $133/mo
Tuvok is offline  
#24 Old 04-16-2010, 08:22 PM
WRXtuners Member
shaggy's Avatar
Join Date: May 2009
Location: Arizona
Posts: 58
Images: 2
shaggy is an unknown
wow! i feel really good about my insurance after seeing what you guys are paying. i pay $67 a month full coverage in indiana
shaggy is offline  
#25 Old 07-06-2010, 11:39 AM
WRXtuners Member
Join Date: Jun 2010
Location: New York
Posts: 4
MKP53 is an unknown
It really depends on the company and the type of coverage you go with.. I would look around if you really want to find a good deal..this site i'm sharing for state farm has a lot of good information on it and gives endless reasons to get a State Farm agent.
MKP53 is offline  
#26 Old 09-16-2010, 02:02 AM
WRXtuners Member
Join Date: Sep 2010
Location: Washington
Posts: 1
tnguye09 is an unknown
that's weird i thought insurance would cost about $300/month for a WRX if you're under 25. I'm in WA and been paying $180/month under my dad's policy for my 01 mazda protege lol. Clean record, no tickets and 3.8 student back in high school. I'm 20 now though and saving up for an 09 wrx
tnguye09 is offline  
#27 Old 09-16-2010, 08:57 AM
WRXtuners Member
Join Date: Sep 2009
Location: Michigan
Posts: 2,158
RcrsWetDream is known to be trustworthy and helpful RcrsWetDream is known to be trustworthy and helpful
My insurance dropped again... Down to like $64 a month... 500 Ded. collision, 0 ded comprehensive, 100/300 k limits. Got a quote on an sti and it would have been $84 a month for the same coverage.

RcrsWetDream is offline  
#28 Old 09-16-2010, 09:29 AM
WRXtuners Member
STi_from_DSM's Avatar
Join Date: Jul 2007
Location: Minnesota
Posts: 369
Images: 6
STi_from_DSM is an unknown
If I were you I would dump Geico RIGHT AWAY! When I was looking to get an Evo MR a few years ago, I was 25/m and they were gonna charge me something crazy like $2800/yr. Progressive was the cheapest at around $1600/yr. My buddy has an STi/06 and pays something really cheap through I think Farmers insurance or something I havent heard of.
STi_from_DSM is offline  
#29 Old 09-17-2010, 12:36 PM
WRXtuners Member
c10seth's Avatar
Join Date: Sep 2010
Location: Wisconsin
Posts: 5
c10seth is an unknown
Originally Posted by fahq View Post
hi all- new guy here..

i really want to buy a used WRX but people are telling me the insurance is going to be through the this true? i currently have geico with a clean record..

has anyone else experienced this?? if so, why is it so expensive?? in new jersey

Hey, I'm 24 with a perfect driving record and I was quoted through Auto Owner's at about $650.00 for 6 months on a 02 WRX. My 02 Wrangler now is about $430. I also insure my 03 Suzuki SV1000s on the same policy and that makes it a little more affordable. This is also in MI. Hope this helps.

This is also for full coverage.


Last edited by c10seth; 09-17-2010 at 12:37 PM. Reason: left info out
c10seth is offline  
#30 Old 09-22-2010, 05:26 PM
WRXtuners Member
Join Date: Mar 2009
Location: Michigan
Posts: 7
btak is an unknown
I dont know how it is in New Jersey, But im from Michigan and once your older than 25 im pretty sure your rates drop alot as long as your record is pretty clean. Also another thing is that you can sometimes have one of your parents insure it and then you pay for one of their cars which is usually alot cheaper. I pay 636 for 6 months full coverage
btak is offline  

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Display Modes
Linear Mode Linear Mode

Posting Rules  
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are On
Pingbacks are On
Refbacks are On