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fahq 01-15-2010 11:15 PM

insurance ?
 
hi all- new guy here..

i really want to buy a used WRX but people are telling me the insurance is going to be through the roof..is this true? i currently have geico with a clean record..

has anyone else experienced this?? if so, why is it so expensive??

btw..im in new jersey

thanks!!!!

basco 01-15-2010 11:27 PM

umm it all depends on what you call bad...I've got the best possible coverage that progressive offers on mine with all my modifications covered (about 15K of mods) and my payment is under 200 a month

fahq 01-16-2010 01:17 AM

true..yeah idk i guess its hard to compare cause nj has like the highest car insurance rates in the country...but someone was telling me the normal wrx has the same "vin code??" as the STI so its considered a rally car by insurance companies..who knows maybe he was blowin smoke

basco 01-16-2010 01:39 AM

again like I said it all depends...your best off calling different insurance companies in your area and getting quotes on whichever vehicles your looking into...b/c everyone here can tell you exactly how much they pay but it doesn't mean squat b/c everyones driving record, location, vehicle condition, security measures etc. are different

Chase 01-16-2010 02:05 PM

All insurance companies will give you a free quote

RcrsWetDream 01-16-2010 02:09 PM

I went to netquote when I was shopping for my WRX...

[url=http://www.netquote.com/]Compare Insurance Rates, Get Insurance Quotes, Save Money with NetQuote[/url]

You plug in your info and then you'll get calls from a half dozen or so insurance agents in your area with quotes.

On a side note I ended up paying 124/month with Geico, then switched to State Farm and now I'm paying 74 a month- Full coverage, 500 deductible collision, 0 deductible comp., 100/300k limits. 23 years old no tickets.

airplnmdls 01-17-2010 10:15 AM

Yeah people were telling me the same thing... that it was gonna be so much higher and blah blah blah...however while it was a little higher, it wasn't much. Also too I went from a 92 Integra to an 07 WRX and from collision to full so of course it was going to go up some...and I guess mine's pretty cheap over here in OH cause I pay like $510/6 mo.

rex2002 01-17-2010 11:52 AM

i pay 135 per month for full coverage through esurance with a $500 deductible

cgravat 01-17-2010 01:28 PM

25/m
1 major accident, 5 years ago
2010 subaru wrx
State Farm, Full coverage with all the trimmings $100/month

RcrsWetDream 01-17-2010 01:48 PM

I can't wait till I turn 25, hopefully still with no tickets or accidents. Either way State Farm seems like the company to go with, but that's just me. Plus they have all my aftermarket parts covered as long as I show receipts (minus depreciation).

Abismo 01-17-2010 10:14 PM

age 25
~80/month for me.

Through USAA though.

gunk007 01-18-2010 08:51 PM

I am with chase and basco. Do a little seaching and you will find alot of different quotes. It depends on ALOT of factors (age, drving record, full coverage, glass coverage... you get the point) I pay $74 a month with a MAJOR accident (totaled out my first WRX 1 year ago). It is different for everyone. Good luck!!!

edge_as 01-18-2010 09:36 PM

Insurance has nothing to do with anyone but you and your area. Other people's rates will have nothing to do with yours. You're just gonna have to get a quote.

cgravat 01-18-2010 09:38 PM

I've thought about switching to a different company. But State Farm has been good to me. I've had them since I was 16, and when I got in my wreck, they made everything simple. They might not be the cheapest, but they are definitely easy to deal with.

About USAA, how do I get it if I'm not a Govt. employee? What if I have a relative that has USAA, does that make me eligible? I know I can look this up with the internets!Laugh!,but I'm feeling a tad lazy atm.

wrx1398 01-19-2010 04:24 PM

Like everyone said above it depends on your age/driving record/location. But im a 20 year old male with 6 speeding tickets and my license suspended once and i have '10 wrx and i pay $778/6 months. however i live in colorado wich seems to cheaper on the insurance so like everyone said get quotes!


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